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Arth Impact Logo

Special March Offer: Zero Application Fees this festive month!

Property Loan
Home Loan
Business Loan
Long Tenure
Up to ₹50 Lakhs
Up to ₹50 Lakhs
Up to ₹10 Lakhs Collateral-Free
& Flexible EMI Options Available

Check your pre-approved loan eligibility in less than 1 minute. No paperwork, 100% digital process.

Fast & SecureQuick ApprovalVery Low Interest Rates100% Digital ProcessExclusive Interest Rates
Fast & SecureQuick ApprovalVery Low Interest Rates100% Digital ProcessExclusive Interest Rates

Our Products

Housing Loans

Housing Loans
  • Instant approval
  • Get amount up to ₹50 Lakhs
  • Interest Starting from 12%
  • Minimum foreclosure charges
  • Repayment periods up to 20 years
  • For ready-to-move, under-construction, or self-constructed homes
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What Our Customers Say

Discover how our customized loan products have helped thousands of businesses and individuals achieve their financial goals.

Kishan Kumar

Kishan Kumar

Footwear Shop

"I run a footwear shop passed down from my father. With ARTH's ₹50,000 loan, I expanded my inventory with new designs and police footwear. My sales now reach ₹2.5-3 lakhs monthly, thanks to ARTH's seamleass digital application and repayment process."

Frequently Asked Questions

Everything you need to know about our loan options and processes.

You can apply for multiple loan options based on your financial needs:

  • Home Loan – For ready-to-move homes, under-construction properties, or self-constructed houses.
  • Loan Against Property (LAP) – Get funds by pledging your residential or commercial property.
  • Collateral-Free Business Loan – Quick funding for business expansion, working capital, inventory, or operational expenses.

Eligible applicants can receive:

  • Home Loan / Construction Loan: Up to ₹50 Lakhs
  • Loan Against Property: Up to ₹50 Lakhs
  • Business Loan: Up to ₹10 Lakhs

The final loan amount depends on your income, credit score, property value, and repayment capacity.

Interest rates start from:

  • Home Loan: Starting from 12% per annum
  • Loan Against Property: Starting from 18% per annum
  • Business Loan: Starting from 2% per month

Actual rates may vary depending on credit profile, loan amount, and tenure.

Yes. Many eligible applicants can receive quick or instant approval after submitting basic details and required documents. Our simplified process ensures faster verification and approval compared to traditional lending systems.

Loan repayment periods vary by loan type:

  • Home Loan: Up to 20 years
  • Loan Against Property: Up to 15 years
  • Business Loan: Up to 36 months

Flexible tenure options help you choose an EMI that suits your financial situation.

It depends on the loan type:

  • Home Loan: The property being purchased is used as collateral.
  • Loan Against Property: Your existing property acts as collateral.
  • Business Loan: No collateral required. It is completely unsecured.

You can apply if you are:

  • Salaried employee
  • Self-employed professional
  • Business owner or entrepreneur
  • Individual with stable income and repayment capacity

Eligibility is determined based on income, credit history, and loan requirements.

Most loan applications require basic documents such as:

  • PAN Card
  • Aadhaar Card
  • Address proof
  • Bank statements
  • Income proof (salary slips or ITR)
  • Property documents (for home loan or loan against property)

The documentation process is simple and guided by our loan specialists.

Once your documents and eligibility are verified, loan disbursal can happen within a short time depending on the loan type and approval process. Business loans typically have faster disbursal due to the digital process.

Yes. You can prepay or foreclose your loan before the tenure ends. Our loans come with minimal foreclosure charges, giving you flexibility to close the loan earlier if needed.

Yes. You can easily apply for a loan online from anywhere. Simply fill out the loan application form, submit your basic details, and our team will assist you with the approval process.

Loan eligibility is based on several factors including:

  • Monthly income
  • Credit score
  • Existing financial obligations
  • Loan amount requested
  • Property value (for secured loans)

Our team can quickly check your eligibility and guide you to the best loan option available near you.

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